STR vs Long-Term Rental: Which Makes More in Central Texas? | Roam Free VHR
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STR vs Long-Term Rental: Which Makes More in Central Texas?

Taylor Jolly 7 min read

In Central Texas, a well-managed short-term rental consistently outearns a long-term rental on the same property by 2-4x in gross revenue. A 4-bedroom house renting long-term for $2,500-$3,000/month can generate $8,000-$15,000/month as a furnished STR. The trade-off is higher expenses and more active management. But the revenue premium typically delivers stronger net returns even after costs.

How Does Revenue Compare on the Same Property?

A 4-5 bedroom house in Austin that rents long-term for $3,000/month can generate $8,000-$15,000/month as a short-term rental. That's a 3-5x jump in gross revenue. At the higher end, our 6-bedroom Canterbury property hits $20K+ months during peak season.

The numbers aren't even close. I've seen this over and over. A house that would be $3K/month long-term becomes $10K+/month as a well-designed STR. When we were running co-living properties, we took houses from $3K/month to $8-9K/month just by renting rooms individually. Short-term rentals take it even further.

On the long-term side, one water heater replacement wipes out months of cash flow. Maybe half your year is gone. With STR revenue levels, that same repair is one month's impact at most. The higher revenue creates a buffer that long-term rentals just don't have.

What Are the Real Expenses of an STR vs Long-Term?

STR expenses include management fees (15-25%), cleaning costs per turnover, furnishing and supply replenishment, higher insurance, and platform fees. Total operating expenses typically run 40-55% of gross revenue. Long-term rental expenses are lower at 25-35% of gross, but the gross itself is much lower.

STR is more expensive to operate. No question. But here's the math. A long-term rental generating $36K/year gross with 30% expenses nets about $25K. An STR on the same property generating $120K/year with 50% expenses nets $60K. The STR wins by $35K even with double the expense ratio.

The key is keeping expenses in check. That means no maintenance markups (we pass vendor invoices through at cost), efficient turnover operations, and smart supply management.

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Which Strategy Is Actually Less Risky?

Long-term rentals have lower variance (steady monthly income) but higher single-event risk (one bad tenant, one major repair can wipe out months of profit). STRs have higher variance (seasonal fluctuations) but spread risk across dozens of guests and higher revenue buffers repair costs. Neither is "safe." They're different risk profiles.

With co-living, even at 67% occupancy in winter when nobody was moving, I was still cash flowing. That's because the revenue base was high enough that vacancies didn't break the model. Same principle applies to STR. The revenue premium creates resilience.

Can You Do Both Strategies on Different Properties?

Absolutely. Many investors use STR for larger properties in tourist markets and long-term rental for smaller properties in stable neighborhoods. The strategy should match the property and the market, not be a one-size-fits-all decision.

Just because you are something doesn't mean you have to be it all the time. I own some properties in Houston that I have a property manager manage as long-term rentals. Sometimes it's okay to have a team and not do everything yourself. Match the strategy to the deal.

Key Takeaway

STR wins on revenue. Long-term wins on simplicity. For 4+ bedroom properties in Central Texas tourist markets, STR typically delivers 2-4x the net returns. For smaller properties in stable neighborhoods, long-term rental may make more sense. Match strategy to property.

TJ

Taylor Jolly

Founder & CEO at Roam Free VHR

Taylor has managed short-term rental properties across Central Texas since launching Roam Free VHR. With 6+ years in construction project management and hands-on STR investing experience, he specializes in dynamic pricing, design-driven listing optimization, and owner-aligned property management.

Frequently Asked Questions

How much more does an STR make than a long-term rental?

In Central Texas, STRs typically generate 2-4x the gross revenue of a long-term rental on the same property. A 4-bedroom house renting for $3,000/month long-term can produce $8,000-$15,000/month as a furnished STR.

Are STR expenses much higher than long-term rental?

Yes. STR operating expenses typically run 40-55% of gross revenue compared to 25-35% for long-term. But the 2-4x revenue premium means STRs usually deliver higher net returns despite the higher expense ratio.

Is a long-term rental safer than an Airbnb?

They have different risk profiles. Long-term has steady income but higher single-event risk (bad tenant, major repair). STR has seasonal variance but spreads risk across dozens of guests and the higher revenue base buffers unexpected costs.

Can I convert my long-term rental to an STR?

Yes, but check local regulations first. You'll need to furnish the property ($15K-$50K+ depending on size), set up booking channels, and either self-manage or hire a manager. The conversion typically takes 4-8 weeks.

Which properties work best as STR vs long-term?

Properties with 4+ bedrooms in tourist markets or near event venues work best as STR. Smaller properties (1-2 bedroom) in stable residential neighborhoods often work better as long-term rentals. Match the strategy to the property and market.

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